OctoPay from CIMB Niaga - Shop Online Without Credit Card
October 16, 2015
How many of you have credit cards?
To be honest, I am someone who doesn't have credit card up to now. Yes, because I don't trust myself having a card that can allow me to buy anything, only to find out the shocking price at the end of the month. My mom made me some but I never want to bring it. HOWEVER, some of my online shopping purchasements have to be done via credit card. Usually I ask my mom's card but in the end she scolded me because she's busy T.T
So when I was invited to visit the launching of OctoPay from CIMB Niaga and heard about how it's gonna help me shopping online, I decided to make a visit and saw what they offered!
Look at me with the mascot, super kawaii Octopus!
OctoPay is the first banking app that lets you do money transaction by using Facebook. 90% transaction online is done by using Credit Card, the other option is bank transfer. However in Indonesia, not everyone want to pay using credit card because there's a risk of your data being stolen and you might end up by having a huge amount of money to be paid at the end of the month
OctoPay can be used by anyone who has CIMB Niaga account and Facebook account. The best thing about it, anyone can use it to pay anything like any normal credit card and the amount will be automatically deducted from your bank account. You don't actually have to own a credit card! It is also super safe as the limit is 10 million rupiah
Your Virtual Credit Card / VCC can be made multiple times and each VCC can only be used once for safety reason, it lasts for 4 hours. This is like super awesome for me who only has debit hahaha
I don't have to use my mom credit card again from now on!
Last month, I checked ticket to visit Lombok at some travel website and they accept Octopay too. How awesome it can be?
This thing needs to be shared!
So how to make Octopay?
Simply visit CIMB Niaga Facebook Fan Page and click OctoPay tab to visit this page to sign up. Make sure that you have bank account at CIMB Niaga to be able to use this service
After that just follow the directions to create your virtual credit card, and enjoy shopping without the need to risk your credit card data!! Moreover, it is too easy to be true and will be very efficient!
Here’s more detail about Octopay promo called CRAZY DEALS with disc up to 50% at selected websites!
BLIBLI
- Additional discount Rp 15,000 for selected products using Virtual Credit Card (VCC) from OctoPay.
- No minimum purchase.
- Exclude shipping cost.
- Customers can enjoy the discount more than once after creating a new VCC and re-login to Blibli.com.
How to purchase:
- Choose your item from VCC promotion page at Blibli.com
- Select OctoPay as your payment option
- Input the VCC number, CVC code
- Payment process is complete
GRAMEDIA
- Cashback Rp 30,000 for every book purchase transaction using Virtual Credit Card (VCC) from OctoPay.
- Minimum purchase Rp 100,000.
- Cashback do not valid for multiples.
- Free delivery for Jakarta only.
- Cashback will be given 14 days after promotion is ended
- Customers can enjoy the cashback more than once after creating a new VCC and re-login to Gramedia.com
How to purchase:
- Choose your item from Gramedia.com webpage
- Select MasterCard channel as your payment option
- Input the VCC number, CVC code from OctoPay
- Payment process is complete
LAKUPON
- Special price of Rp 50,000 is valid for selected products using Virtual Credit Card (VCC) from OctoPay
- No minimum purchase.
- Exclude shipping cost.
- Customers can enjoy the discount more than once after creating a new VCC and re-login to Lakupon.com
How to purchase :
- Choose your item from VCC promotion page at Lakupon.com
- Select OctoPay as your payment option
- Input the VCC number, CVC code
- Payment process is complete
LAZADA
- Discount Rp 99,000 is valid for all products using Virtual Credit Card (VCC) from OctoPay
- Minimum purchase Rp 199,000.
- Valid for the first 2,000 transactions.
- Discounts do not valid for multiples.
- Customers can enjoy the discount more than once after creating a new VCC and re-login to lazada.co.id
How to purchase:
- Choose your item from VCC promotion page at Lazada.co.id
- Select MasterCrad channel as your payment option
- Input the VCC number, CVC code from OctoPay
- Payment process is complete
PADICITI
- Discount Rp 15,000/transactions for every train ticket purchase using Virtual Credit Card (VCC) from OctoPay
- No minimum purchase.
- Discounts do not valid for multiples.
- Maximum 1 email account/transaction/day.
How to purchase:
- Choose your ticket schedule from at Padiciti.com webpage
- Select MasterCard channel as your payment option
- Input the VCC number, CVC code from OctoPay
- Payment process is complete
Qoo10
- Discount Rp 99,000 is valid for all products using Virtual Credit Card (VCC) from OctoPay
- Minimum purchase is Rp 199,000.
- Valid for the first 2000 transactions.
- Discounts do not valid for multiples
- Customers can enjoy the discount more than once after creating a new VCC and re-login to Qoo10.co.id
How to purchase:
- Choose your item from VCC promotion page at Qoo10.co.id
- Select MasterCard channel as your payment option
- Input the VCC number, CVC code from OctoPay
- Payment process is complete
RAKUTEN
- Diskon 50% off is valid for all products using Virtual Credit Card (VCC) from OctoPay
- Minimum purchase is Rp 199,000.
- Valid for the first 2,000 transactions.
- Discounts do not valid for multiples.
- Customers can enjoy the discount more than once after creating a new VCC and re-login to Rakuten.co.id.
How to purchase:
- Choose your item from VCC promotion page at Rakuten.co.id
- Select MasterCard channel as your payment option
- Input the VCC number, CVC code from OctoPay
- Payment process is complete
UNIPIN
- Bonus 10% is valid for every UniPin Credit (UC) using Virtual Credit Card (VCC) from OctoPay.
- Minimum top up is Rp 50,000 and
- Maximum top up is Rp 100,000.
- Customers can enjoy the discount more than once after creating a new VCC and re-login to UniPin.com.
How to purchase:
- Choose denom top up at Unipin.com webpage
- Select MasterCard channel as your payment option
- Input the VCC number, CVC code from OctoPay
- Payment process is complete
ZALORA
- Discount Rp 99,000 for every product purchase at Zalora.co.id landing page with OctoPay (VCC) using MasterCard channel as a payment option.
- Minimum purchase Rp 199,000.
- Valid for 2,000 first transactions.
- Not valid for multiple transactions.
- Not applicable for beauty, e-gift voucher, and products sent by supplier.
- Not applicable for non sale brands, you can find the list in zalora.co.id/faq-non-sale
- Users can enjoy the discount more than once in a day after create new VCC and re-login to website.
- Choose your item from VCC promotion page at Zalora.co.id
- Select MasterCard channel as your payment option
- Input the VCC number, CVC code from OctoPay
- Payment process is complete
Disclaimer:
- The availability, quality, type, price, suitability, time and process delivery of goods and/or services provided by Merchant to Customers are fully remain as Merchant’s responsibility .
- Any transaction data or instructions given by a Customer by CIMB Clicks, Rekening Ponsel and Virtual Credit Card from OctoPay remain fully as Customer’s responsibility.
- All claims for return, exchange, and/or refund of goods/services are determined fully as Merchant’s responsibility and must be directed by Customers to the Merchant.
- Further information related to payment for online shopping using CIMB Clicks, Rekening Ponsel and Virtual Credit Card from OctoPay, Customers may visit www.branchlessbanking.cimbniaga.co.id or contact Phone Banking 14041
I hope this information will be useful for everyone!
See you guys on my next post
0 comments